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Why insure the vehicle with TPL at SIGAL UNIQA
SIGAL UNIQA is the company that implements the "Bonus-Malus" system, offering all its customers "TPL" vehicle insurance accompanied by voluntary additional insurance or various services.
"TPL+" insurance is the mandatory insurance for all vehicles registered in the Republic of Kosovo which have a destination: North Macedonia, Serbia or Montenegro.
What does the mandatory "TPL" vehicle insurance cover?
Under the law "On Mandatory Insurance in the Transport Sector," every vehicle circulating within the territory of the Republic of Kosovo must have a TPL policy (Mandatory Motor Vehicle Holder's Insurance for Civil Liability to Third Parties).
This insurance covers expenses resulting from material, health, and property damages caused to third parties due to the circulation of the insured motor vehicle.
Documents
See all the details in our insurance product information documents:
Frequently Asked Questions
The price of TPL vehicle insurance is regulated through the "bonus-malus" system, determined by the vehicle's engine capacity, intended use, and type of business activity for legal entities.
The insured must notify the insurance company of the policy loss and obtain a duplicate at any SIGAL UNIQA sales point.
TPL+ covers the civil liability of the vehicle owner for damages caused to third parties, in accordance with the provisions of the Law of the state where the accident occurs.
The TPL+ insurance period depends on the TPL vehicle insurance period and cannot be printed for a shorter duration than the end of the TPL policy.
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