Çfarë ndodh nëse kërkoj ndihmë apo këshilla?

Nëse kërkoni ndihmë apo këshilla na kontaktoni from 8 am to 4.30 pm E-mail:info@uniqa-ks.com

A duhet të kërkoj miratim për çdo shërbim mjekësor që marr?

Është kërkesë e kontratës që ju të kërkoni autorizim paraprak për këto shërbime: Shtrim në spital Kirurgji ditore Evakuim mjekësor me ambulancë ajrore

Ku ndryshojnë sëmundjet kronike nga sëmundjet paraekzistuese?

Një sëmundje kronike ështa ajo diagnozë për të cilën nuk njihet trajtim shërues, si për shembull :Azma apo Diabeti. Një sëmundje paraekzisutese është ajo sëmundje e cila ka shfaqur simptoma për herë të parë përpara se mbulimi në sigurim të fillonte, apo ajo diagnozë që është pasojë e drejtpërdrejtë e një diagnoze tjetër të njohur dhe diagnostikuar.

Sigurimi i shëndetit në udhëtim me SIGAL UNIQA Group Austria

Sigurimi i shëndetit në udhëtim me SIGAL UNIQA

Travel safely anywhere in the world

The Travel Health Policy covers the costs of emergency treatment as a result of accidents and acute illnesses that occur during the stay in the country/area for which the person has taken out the policy, outside the territory of Kosovo.

Also, this policy covers repatriation expenses, according to the insurance amounts specified in the insurance policy. It is important to note that this policy does not offer coverage in Kosovo under any circumstances.

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Travel Health

Outside Kosovo

SIGAL UNIQA brings insurance for Kosovar citizens traveling outside Kosovo, regardless of the length of stay.

It covers expenses for medical emergencies, accidents or acute illnesses that may happen to you during your stay in a foreign country.

Travel Health
(Travel Cancellation)

Outside Kosovo

Trip cancellation covers the expenses of the ticket price according to the limit defined in the policy, if the person cannot travel as a result of hospitalization, loss of life, loss of life of relatives and legal obligation.

Documents

See all the details in our insurance product information documents:

General conditions
(Travel Health)

General conditions
(Travel Health - Trip Cancellation)

Frequently Asked Questions

What happens if I request help or advice?

If you request help or advice, contact us from 8 am to 4:30 pm.
E-mail:[email protected]

Do I need to seek approval for every medical service I receive?

It is a contract requirement that you request prior authorization for the following services:

Hospital admission
Day surgery
Medical evacuation by air ambulance

How do chronic diseases differ from pre-existing diseases?

A chronic illness is a diagnosis for which no curative treatment is known, such as asthma or diabetes. A pre-existing condition is an illness that showed symptoms for the first time before the insurance coverage began, or a diagnosis that is a direct consequence of another known and diagnosed condition.